Checkmyfile.com is operated by Credit Reporting Agency Limited, a private company registered in
England.
Credit Reporting Agency is the UK's first Internet based provider of consumer
credit reference information.
Check My File.com can conveniently and quickly deliver credit reference
information to anyone with access to the Internet.
Check My File.com provide help where necessary throughout their website
to help those who are not familiar with some of the jargon used in credit.
Check My File have two main functions:
To help individuals to check their own credit files, or to keep
track of changes to the information stored about them.
To enable businesses and other commercial organisations to check credit
files using the Internet.
Individuals are able to access their credit file information online.
Credit Reporting Agency uses power of attorney from its customers to
reveal privately held and detailed information on how credit commitments
have been handled, such as current credit card balances, payment history and
credit limits. These private files are shared by over 200 of the largest
lenders in the UK and are vitally important for people who regularly apply
for mortgages or credit. Check My File provide a service to individuals to
monitor changes to their credit files and to keep them fully up-to-date
with personal information issues. They also provide advice on how to
maintain a good credit file and how to fix errors.
Businesses using the services supplied by checkmyfile.com may include anyone
wishing to check out people before making decisions to lend money, to extend
credit or to make checks for fraud prevention purposes.
The information made available through Credit Reporting Agency for these
specific purposes is already in the public domain, such as Electoral Roll
information and the presence of county court judgments or bankruptcies.
CheckMyFile.com's independence enables them to give fully impartial and
objective advice, helping businesses to make better informed decisions and
enabling people to take control of the information held about them.