Loans : For Cash, Car, Holiday... Including Bad Credit Loans
Low APR Loans : For Cash, Car, Holiday... Including Bad Credit Loans
You can take out a personal loan for a car, holiday or cash, etc., from a bank,
building society or other financial service provider.
Why look for a loan here?
Apply for loan 24 hours a day, 7 days a week
No obligation to take loan offered
Flexibility to pay off loan early
Problems with credit? We can help there too
Fixed rates available. Deals on fixed rates are limited
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You can usually borrow up to £50,000 for a period that can range from
six months to 20 years. Normally, the more you borrow, the lower the interest,
but rates do vary.
You can take out an unsecured personal loan or a
secured personal loan.
Secured loans are usually tied to your house
- which means if you fail to keep up with repayments, you may need to sell your
house to repay the loan. Unsecured loans are not tied into anything.
Most loans are re-paid by monthly installments, and the repayment
period will be agreed before you get the money. This is usually a fixed
period. It is worth noting that you may have to pay a penalty
- maybe a month's interest - if you want to pay it off sooner.
If you wish to have the security of knowing how much you will
be paying each month, you may want to consider a fixed rate loan.
The longer the repayment period, the more interest you will be paying,
so you are best to go for the shortest loan you can manage.
You may also want to take out Payment Protection Insurance (PPI).
PPI can cover you in the event of redundancy, illness or death. If you do take out a PPI,
make sure it covers your requirements.